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Prestige Prism Unoccupied Case Study 1


We are delighted to see the volume of enquiries something through for our newly launched product Prestige Prism Unoccupied available within the GB market.

Below we have shared a recent case which reflects a Property Developers scenario. Read on to understand the key risks we have been able to accommodate with Prestige Prism Unoccupied.

Case Study 1

A broker specialising in properties undergoing renovations, property conversions and property developer risks approached us to insure an unoccupied property on behalf of a valued client.

The property is being converted from a former children’s nursery into 4 self-contained flats, all to be sold. The property had been unoccupied for just over 2 years at the point of quote and is to undergo a £150,000 works project.

Planning permission was reviewed by us and found to be in order. Our Underwriting team offered full perils - excluding subsidence, landslip, heave and AD to underground services. We were also able to compete with a target premium provided by the broker.

Should you have a client or clients with a similar scenario please contact our team who will happily assist you with the most suitable cover.

Contact our Home specialist team by phone on 0800 0113 777 or by emailing