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Prestige Prism Household

As a leading MGA, it is imperative we remain agile and open minded in our response to the ever-changing customer and market demands and therefore can pivot and evolve our product propositions accordingly.

We’re your partner when it comes to designing products that give you the edge and keep you one step ahead in a dynamic marketplace, in particular for Non-standard Home. Our market leading portfolio includes a complementary non-standard home product which will serve to help place some of those more difficult and complex non-standard niche risk types.

This niche offering has been created to allow brokers to access a product which can cover a varied range of risks without the unnecessary referrals some insurers require. Prestige Prism Household is available on our bespoke system, the Covernet portal, with direct access to our highly skilled Underwriting team.

Prestige Prism Household will cover, but is not limited to:

  • Large scale renovation including cover for the new structure/addition
  • Serious unspent convictions
  • Non admin related business use
  • Adverse personal history (including CCJ's, bankruptcy and Insurance history)

This is an addition to the usual Prestige Underwriting appetite and can also accommodate additional non-standard factors should your client be struggling to obtain cover elsewhere.

Within the Home renovations extension, we're pleased to confirm consideration can be given to the following:

  • Property developers including portfolios of work
  • Basement works
  • Property conversions from commercial to residential