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A recent case study for a Thatched Property with Flood Risk


Across the year we see a frequent flow of Thatched Property requests from brokers, and as the non-standard experts we are delighted when we can place cover for our clients and their customers. A recent case study within the Thatched Property category has been very difficult to place is the below case study.

Case 2

We were contacted by a broker who specialised in properties situated within flood risk areas. They had a customer who was looking for cover on their thatched property, but due to the flood risk, had been unable to find anyone who could source cover for them. As this property met all our thatch inspection, electrical inspection, fire precaution requirements and our chimney requirements (they were using a solid fuel stove), we were happy to provide a quotation.

As a result, we ceded the risk to Flood Re to provide flood cover to the customer, and we still managed to meet the premium target the broker provided. We are delighted to say we had both a happy customer and a happy broker!

At Prestige Underwriting we work closely with our brokers to provide suitable cover for their clients. Should you have any further questions do not hesitate to contact our team by phone on 0800 0113 777 or by emailing