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We cover Thatched Properties used as Holiday Homes - Recent Cases


With the Summer months now upon us and social restrictions easing in the UK, we will now be able to enjoy some social time with friends and family. If that is dusting the BBQ off to see who can cook up the best burger, hiring a cottage for a few days or sitting around a fire pit enjoying the warm summer evening. These all seem normal and safe activities but for a thatched property, there are always additional considerations to be me made.

Here at Prestige Underwriting we can underwrite thatched properties in the GB market that are used as a holiday home for your own use as well as let out to holiday makers. We also have set requirements for fire safety. Below are some previous thatched risks that we have been able to place for our partners.

Case Study 1

A key broker presented us with a quote request for a thatched property which was due to be used as a holiday home, commercially let out. The client was struggling to obtain insurance due to their claim’s history at their main residence. As the risk address was claim free, we were able to provide a quotation and at a competitive rate.

Case Study 2

Another key broker presented us with a quote request for a thatched property which had just been purchased and was being renovated before being used as the clients own personal holiday home. The heating type at the property was causing a problem for some insurers due to the combinations of oil & a solid fuel stove. We were delighted to be able to provide a competitive quotation for the property including cover for the use of the solid fuel stove.

Learn about our GB thatched home product offering