If your client is carrying out renovation works on their home, it is important they are aware they will need specific insurance to protect it. Many standard policies will not cover major renovation works, or indeed the restrictions that come into effect after 30 day of a property being unoccupied, and it is imperative this is determined and alternative cover secured before the work starts. As a Broker, you can help guide your client to find a suitable policy that will insure their home during renovation works.
Our unoccupied product, Prestige Prism Unoccupied, allows customers to have the piece of mind that their property is insured correctly not only because it is unoccupied but also for the renovation work being undertaken. Our unoccupied product offers the flexibility of covering the renovation works and unoccupied risk under one policy wording.
Some key benefits to our unoccupied product: